Research data,
explained clearly.
Understand the signals behind the headlines. Explore research areas and free, practical guides to help protect yourself online.
Knowledge should be useful.
Zenovat Data pairs traceable sources with plain language explanation. Our consumer protection guides are free to read.
Consumer guides
Clear steps for reporting suspected fraud, contacting your financial institution and finding official resources.
Read the guides →Research library
Browse six areas with source types, key questions and a clear editorial method.
Explore the library →SMS updates
See the informational topics and message types available for selection, independently of membership.
See alert topics →Know what to do next.
When a suspected scam happens, the first step is often time sensitive. These guides link directly to official FTC and FBI resources, without charging for urgent information.
Visit the guide center →EARLY.
Follow the source.
Understand the context.
Explore the questions, source types and methodology behind each research area.
Consumer protection
Practical explanations of common fraud patterns and the first steps people can take after a suspected scam.
Explore the scope →02 / RESEARCH AREAPublic records
An editorial framework for explaining official notices, regulatory changes and public-record context.
Explore the scope →03 / RESEARCH AREABusiness filings
Plain-language context for publicly available company filings, dates and disclosed business events.
Explore the scope →04 / RESEARCH AREALabor indicators
Context for labor-market releases, workforce notices and the limits of what those records show.
Explore the scope →05 / RESEARCH AREAEconomic indicators
Explanations of public economic series, revisions and the context needed to interpret a number.
Explore the scope →06 / RESEARCH AREAResearch methods
How a dataset record documents provenance, permitted use, update cadence and known limitations.
Explore the scope →Start with a guide.
How to Report an Online Scam to the FTC
A practical route to the official FTC reporting portal, with a short checklist to help you organize what happened.
Read guide →02 / Payments / 6 min readWhat to Do After a Card Payment Scam
Move quickly, contact the card issuer, and understand that the outcome of a dispute depends on the facts and applicable rules.
Read guide →03 / Urgent steps / 5 min readWire Transfer and Gift Card Scam: First Steps
Who to contact first when a payment was made by wire transfer or gift card, and which records to keep.
Read guide →04 / Reporting / 6 min readHow to File an Internet Crime Complaint with FBI IC3
Use the official IC3 portal to document suspected internet crime. Zenovat is not affiliated with the FBI.
Read guide →See where the information comes from.
Every guide links to its official sources and shows when it was last checked. Research records are assessed for provenance, rights, dates and limitations.
- Clear source attribution
- Published and checked dates
- Access rules shown up front
- Research without recovery promises
Reviewed free guides.
Each guide includes official source links and a check date.
| Guide | Topic | Last checked |
|---|---|---|
| How to Report an Online Scam to the FTC → | Reporting | 2026-10-15 |
| What to Do After a Card Payment Scam → | Payments | 2026-10-15 |
| Wire Transfer and Gift Card Scam: First Steps → | Urgent steps | 2026-10-15 |
| How to File an Internet Crime Complaint with FBI IC3 → | Reporting | 2026-10-15 |
Research access with clear terms.
Compare monthly and annual membership options, or contact us about the research areas you follow.
Compare membership plans →Good questions, clear answers.
Are the guides free?
Yes. Consumer protection guides and links to official reporting portals are available without an account or payment.
How are sources checked?
We identify the original publisher, review dates and record limitations, then link readers to the source wherever possible.